Effective Date: July 28, 2026

Welcome to Carol’s Affordable Curriculum. These Terms, Conditions & Privacy Policy govern your use of our website, online store, products, digital downloads, services, customer accounts, email communications, and SMS/MMS messaging programs.

By accessing our website, creating an account, placing an order, downloading a product, enrolling in a recurring program, or using our services, you agree to the terms below.

Part One: Terms and Conditions

1. About Carol’s Affordable Curriculum

Carol’s Affordable Curriculum provides affordable early childhood curriculum, educational materials, activity guides, assessment tools, professional resources, digital products, and related services for childcare providers, early childhood programs, preschools, homeschoolers, educators, and families.

Throughout this policy:

• “Carol’s Affordable Curriculum,” “CAC,” “we,” “us,” and “our” refer to Carol’s Affordable Curriculum.
• “You,” “your,” and “customer” refer to the person or organization using our website, purchasing our products, or using our services.

2. Eligibility and Account Information

You must be legally able to enter into a binding agreement to place an order or use our services.

You agree to provide accurate, current, and complete information when:

• Creating an account
• Placing an order
• Enrolling in a recurring payment program
• Subscribing to email or SMS/MMS communications
• Contacting customer service

You are responsible for maintaining the confidentiality of your account information and password and for promptly updating your billing, shipping, payment, email, and telephone information.

3. Product Information

We make reasonable efforts to accurately describe and display our products. Product colors, illustrations, photographs, dimensions, packaging, included materials, and other details may vary slightly.

Curriculum themes, activities, designs, components, and included materials may change due to availability, safety, quality, printing, production, or educational considerations.

Age ranges and developmental recommendations are general guidelines. Parents, educators, and childcare providers are responsible for determining whether a product or activity is appropriate for the children in their care.

Adult supervision is required when using our curriculum materials and activities.

4. Prices and Payment

All prices are listed in U.S. dollars unless otherwise stated.

Prices, promotions, discounts, availability, shipping costs, and product details may change without notice.

Payment is due at the time of purchase unless you are participating in an approved:

• Automatic charge program
• Prepaid curriculum program
• Recurring order
• Subscription
• Invoicing arrangement
• Other authorized payment plan

By placing an order, you authorize Carol’s Affordable Curriculum and its payment processors to charge your selected payment method for:

• Products and services
• Shipping and handling
• Applicable taxes
• Authorized recurring charges
• Other amounts disclosed at the time of purchase

We may delay, cancel, or refuse an order if payment cannot be processed, information cannot be verified, or we reasonably suspect fraud or unauthorized activity.

5. Automatic Charge and Recurring Programs

Customers enrolled in an automatic charge, recurring curriculum, subscription, or similar program authorize Carol’s Affordable Curriculum to charge the payment method on file according to the schedule disclosed at enrollment.

The amount charged may vary based on:

• Curriculum selected
• Number of children
• Product options
• Shipping
• Applicable taxes
• Approved order changes

Customers are responsible for submitting quantity changes, cancellations, and account updates by the stated deadline.

Changes received after the deadline may not take effect until the following order cycle.

Ending a recurring program does not automatically cancel an order that has already been processed, prepared, printed, customized, packaged, or shipped.

For assistance, call 877-746-8128 during regular business hours.

6. Prepaid Programs and Discounts

Prepaid curriculum programs and advance-purchase discounts apply only to the term and products identified at the time of purchase.

Unless otherwise stated, prepaid discounts:

• Cannot be combined with other offers
• Have no cash value
• Are not transferable
• Apply only to the original customer or licensed program
• May have different cancellation or refund requirements

Any approved refund for a prepaid program may be recalculated using the regular monthly price for products already fulfilled, along with applicable shipping, handling, customization, and processing charges.

7. Order Acceptance and Cancellation

An order confirmation does not guarantee final acceptance of an order.

We reserve the right to limit, refuse, cancel, or refund an order when:

• A product is unavailable
• Payment cannot be processed
• Pricing or product information contains an obvious error
• The order appears fraudulent or unauthorized
• The order violates these terms
• We cannot fulfill the order as submitted

Customers should contact us as soon as possible to request cancellation.

We cannot guarantee cancellation after an order has entered:

• Production
• Printing
• Assembly
• Customization
• Packaging
• Digital delivery
• Shipment

8. Shipping and Delivery

Shipping and delivery dates are estimates and are not guaranteed unless expressly stated in writing.

Carol’s Affordable Curriculum is not responsible for delays caused by:

• Postal or delivery carriers
• Severe weather
• Natural disasters
• Labor disruptions
• Incorrect or incomplete addresses
• Government actions
• Supply shortages
• Circumstances outside our reasonable control

Customers are responsible for providing a complete and accurate shipping address.

Additional shipping charges may apply if an order must be reshipped because the customer supplied an incorrect address, refused delivery, or failed to retrieve the package.

Please contact us promptly regarding missing, damaged, incomplete, or incorrectly delivered orders.

9. Returns, Refunds, and Order Problems

Return and refund eligibility may vary by product type. Product-specific terms shown on a product page, order form, invoice, promotion, or program agreement are incorporated into these terms.

Unless required by law, the following products may be nonreturnable or subject to limited return eligibility:

• Digital downloads
• Downloadable or fillable forms
• Opened curriculum packages
• Used, copied, printed, or altered materials
• Customized or personalized products
• Products prepared for a specific number of children
• Clearance, discontinued, or final-sale products
• Orders that have already been processed
• Shipping and handling charges

Contact us promptly if an order is damaged, incomplete, or incorrect.

We may request photographs, packaging information, order details, or other reasonable documentation before issuing a replacement, credit, or refund.

Approved refunds are generally returned to the original payment method. Processing times may vary depending on the payment provider or financial institution.

10. Digital Downloads and Electronic Products

Digital products are licensed, not sold.

Digital products may include:

• PDF files
• Fillable forms
• Assessment tools
• Curriculum materials
• Activity guides
• Templates
• Software
• Instructional materials
• Other electronic content

Unless otherwise stated, purchasing a digital product grants the original purchaser a limited, nonexclusive, nontransferable license to use the product within the purchaser’s own household, classroom, childcare program, business, or organization.

Digital products may not be:

• Resold
• Sublicensed
• Rented
• Redistributed
• Shared with another business, program, facility, or organization
• Uploaded to public websites or social media
• Uploaded to shared drives or file-sharing services
• Emailed to individuals outside the licensed program
• Used to create competing products
• Modified to remove copyright notices, licensing information, or watermarks

A digital product described as allowing “unlimited use” may be used an unlimited number of times only by the original licensed purchaser and within the licensed household, classroom, childcare program, or organization.

Unlimited use does not allow sharing, resale, redistribution, or transfer.

By downloading or accessing a digital product, you agree to its applicable license and terms of use.

11. Printed Curriculum and Reproduction Rights

Carol’s Affordable Curriculum products are protected by copyright and intellectual property laws.

Unless written permission is provided or a product expressly includes reproduction rights, customers may not:

• Copy
• Scan
• Photograph
• Reproduce
• Publish
• Sell
• Distribute
• Share

our printed or electronic materials.

Any authorized copying is limited to the number of children, classrooms, locations, or users covered by the customer’s purchase or license.

A purchase for one classroom, childcare program, business, household, or location does not automatically authorize use at additional locations or affiliated programs.

12. Intellectual Property

All website content and products—including curriculum, lesson plans, activities, assessments, text, illustrations, photographs, graphics, logos, trademarks, product names, forms, downloads, software, designs, and compilations—are owned by or licensed to Carol’s Affordable Curriculum.

Except for the limited rights granted with a purchase, no ownership rights are transferred to the customer.

You may not use Carol’s Affordable Curriculum’s name, logos, product images, trademarks, or copyrighted materials in advertising, resale listings, publications, training materials, or commercial products without prior written permission.

13. Educational and Safety Disclaimer

Our products are intended to support learning and development. They do not replace:

• Professional judgment
• Individualized instruction
• Medical advice
• Developmental evaluation
• Therapy
• Childcare licensing requirements
• Health and safety regulations
• Legal advice

Children develop at different rates, and specific educational or developmental results are not guaranteed.

The supervising adult is responsible for:

• Reviewing each activity before use
• Selecting developmentally appropriate materials
• Providing continuous supervision
• Watching for choking and ingestion hazards
• Considering allergies and dietary restrictions
• Monitoring the use of scissors, cords, bags, heat, water, and small parts
• Following manufacturer instructions
• Complying with applicable licensing and safety requirements

No items are supplied by Carol’s Affordable Curriculum for science experiments unless specifically stated in the product description.

14. Assessment and Developmental Resources

Our observation, assessment, developmental, and milestone resources are educational tools.

They are not medical, psychological, diagnostic, or therapeutic instruments unless specifically identified otherwise.

They should not be used to diagnose:

• Disabilities
• Medical conditions
• Developmental delays
• Mental health conditions

Concerns about a child’s health or development should be discussed with an appropriately qualified healthcare provider, developmental professional, or educational specialist.

15. Website Use

You agree not to:

• Use our website for unlawful, fraudulent, or deceptive purposes
• Attempt to access accounts, servers, or data without authorization
• Introduce malware or harmful code
• Interfere with website security or operation
• Scrape or harvest customer information
• Copy website content without permission
• Impersonate another person
• Misrepresent your affiliation
• Use our products or services to violate another person’s rights

We may restrict or terminate access if we reasonably believe a user has violated these terms or created a legal, security, or operational risk.

16. Electronic Communications

By using our website or providing an email address, you consent to receive electronic communications related to:

• Orders
• Payments
• Accounts
• Shipping
• Downloads
• Customer service
• Program participation
• Policy updates
• Security notices

Electronic records and notices satisfy any legal requirement that communications be provided in writing to the extent permitted by law.

17. Email Communications

We may send transactional emails concerning:

• Orders and payments
• Shipping and delivery
• Account activity
• Digital downloads
• Recurring programs
• Customer service
• Security or policy updates

Transactional messages may be sent when necessary to complete or support a purchase or customer relationship.

When you separately subscribe to marketing emails, we may send:

• Newsletters
• Educational information
• Product announcements
• Seasonal promotions
• Discounts
• Special offers

You may unsubscribe from marketing emails at any time by using the unsubscribe link included in the email.

Unsubscribing from marketing emails does not prevent us from sending necessary transactional, account, or service-related communications.

18. SMS and MMS Messaging Terms

Program Description

Carol’s Affordable Curriculum may offer recurring SMS text messages and MMS multimedia messages.

Depending on the program, messages may include:

• Order confirmations
• Shipping and delivery updates
• Account notifications
• Payment notices
• Customer service communications
• Curriculum reminders
• Educational information
• Product announcements
• Seasonal specials
• Promotions and discounts

Consent

You will receive marketing SMS or MMS messages only after voluntarily providing your mobile number and affirmatively opting in.

By opting in, you authorize Carol’s Affordable Curriculum to send recurring SMS and MMS messages to the mobile number you provided, including messages sent through an automated messaging platform.

Consent to receive marketing SMS or MMS messages is not a condition of purchasing any product or service.

Providing a telephone number during checkout does not, by itself, constitute consent to receive promotional messages.

You represent that:

• You are the subscriber or customary user of the mobile number
• You are authorized to consent to messages at that number
• The information provided is accurate
• You will notify us if the number changes or is reassigned

Message Frequency

Message frequency varies.

The number of messages may depend on your purchases, account activity, customer service interactions, selected messaging program, or available promotions.

Message and Data Rates

Message and data rates may apply.

Your wireless carrier’s messaging, data, roaming, and other charges may apply.

Carol’s Affordable Curriculum is not responsible for charges imposed by your mobile carrier.

Opting Out

You may cancel SMS and MMS messages at any time by replying:

STOP

After opting out, you may receive one final confirmation message. No further messages will be sent through that messaging program unless you opt in again.

Opting out of SMS or MMS messages does not unsubscribe you from email communications.

Help

For help, reply:

HELP

You may also contact us at:

877-746-8128

Rejoining

After opting out, you may rejoin by completing the opt-in process again.

Depending on the carrier and messaging provider, replying START or UNSTOP may also restore messaging.

Carrier and Delivery Disclaimer

Wireless carriers are not responsible for delayed or undelivered messages.

Message delivery may depend on:

• Carrier availability
• Network conditions
• Device compatibility
• Service coverage
• Account status
• Other factors outside our control

We do not guarantee that every SMS or MMS message will be delivered.

Program Changes

We may modify, suspend, or discontinue an SMS or MMS program at any time.

We may also change the phone number or messaging service used by the program.

Part Two: Privacy Policy

19. Our Commitment to Privacy

Carol’s Affordable Curriculum respects your privacy and is committed to protecting the personal information you provide through our website, online store, products, services, email communications, and SMS/MMS messaging programs.

We do not sell, rent, barter, or exchange customer personal information for money or for another company’s independent marketing purposes.

20. Information We Collect

We may collect information that you voluntarily provide, including:

• Your name
• Business or childcare program name
• Billing address
• Shipping address
• Email address
• Telephone or mobile number
• Account login information
• Order and purchase information
• Curriculum selections
• Number of children served
• Customer service communications
• Email preferences
• SMS/MMS consent and preferences
• Reviews, comments, or other information you submit

We may also collect limited technical information automatically when you use our website, including:

• IP address
• Browser type
• Device information
• Pages visited
• Referring website
• Date and time of access
• Shopping-cart activity
• Website usage information

21. How We Use Information

We may use personal information to:

• Process and fulfill orders
• Deliver digital products
• Process recurring or automatic-charge orders
• Provide customer support
• Communicate about purchases, payments, shipping, accounts, and downloads
• Maintain order histories and customer accounts
• Send marketing emails when authorized
• Send SMS or MMS messages when authorized
• Maintain consent and opt-out records
• Improve our website, products, and customer service
• Prevent fraud and unauthorized use
• Protect website and account security
• Maintain business and accounting records
• Comply with legal and regulatory obligations

22. Payment Information

Payments through our online store are processed through secure payment-processing services.

Carol’s Affordable Curriculum does not intend to store complete credit card numbers or card security codes on its own systems.

Payment processors may collect and process payment information according to their own privacy and security practices.

23. When Information May Be Shared

We may share limited personal information with trusted service providers when reasonably necessary to operate our business.

These providers may include:

• Payment processors
• Website hosting providers
• Database providers
• Email delivery providers
• SMS and MMS delivery providers
• Shipping and postal carriers
• Cloud storage providers
• Technology vendors
• Security and fraud-prevention providers
• Accountants
• Attorneys
• Other professional advisers

These service providers may access information only as reasonably necessary to provide services on behalf of Carol’s Affordable Curriculum.

They are not authorized by us to use customer information for their own independent marketing purposes.

We may also disclose information when required by:

• Law
• Court order
• Legal process
• Government request
• Tax or regulatory requirements

We may disclose information when reasonably necessary to:

• Prevent fraud
• Protect safety
• Enforce our terms
• Investigate misuse
• Defend our legal rights

24. SMS and MMS Privacy

When you voluntarily provide a mobile number and expressly opt in, we may use that number to send authorized SMS or MMS messages.

Messages may include:

• Order updates
• Shipping notifications
• Account or payment notices
• Customer service communications
• Educational information
• Curriculum reminders
• Product announcements
• Promotions and seasonal specials

Mobile phone numbers will not be sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.

SMS and MMS opt-in information, consent records, and messaging preferences will not be shared with third parties or affiliates for their own marketing or promotional purposes.

We may provide mobile numbers and consent information to service providers solely as necessary to:

• Deliver authorized messages
• Maintain consent records
• Process opt-outs
• Provide technical support
• Prevent misuse
• Comply with applicable laws and carrier requirements

Those providers are not authorized to use this information for their own independent marketing.

You may opt out by replying STOP.

For assistance, reply HELP or call 877-746-8128.

Message frequency varies. Message and data rates may apply.

25. Email Privacy

We may use your email address to send transactional communications related to:

• Orders
• Payments
• Accounts
• Downloads
• Shipping
• Customer service
• Recurring programs

When you subscribe to marketing communications, we may also send newsletters, educational resources, product announcements, promotions, and special offers.

You may unsubscribe from marketing emails using the unsubscribe link contained in the message.

We may continue to send necessary transactional or account-related communications.

26. Cookies and Website Technology

Our website may use cookies and similar technologies to:

• Maintain shopping-cart functions
• Support customer accounts
• Remember website preferences
• Improve website performance
• Understand how visitors use the website
• Protect against fraud
• Maintain website security

You may adjust your browser settings to restrict or block cookies. Some website features may not function correctly if cookies are disabled.

27. Data Security

We use reasonable administrative, technical, and physical safeguards intended to protect personal information from:

• Unauthorized access
• Loss
• Misuse
• Alteration
• Improper disclosure

Personal and payment information submitted through our online store is transmitted through secure channels provided by our website and payment service providers.

However, no website, internet transmission, electronic storage system, or security method can be guaranteed to be completely secure.

28. Data Retention

We retain personal information for as long as reasonably necessary to:

• Fulfill orders
• Provide products and services
• Maintain business and tax records
• Resolve disputes
• Enforce agreements
• Maintain consent and opt-out records
• Prevent fraud
• Comply with legal obligations

Retention periods may vary depending on the type of information and the reason it was collected.

29. Children’s Privacy

Our curriculum and products are designed for use with children under the direction of adults.

Our online store is intended for parents, guardians, educators, childcare providers, and other adults.

We do not knowingly collect personal information directly from children through our online store.

A parent or guardian who believes a child has submitted personal information without proper authorization should contact us.

30. Links to Other Websites

Our website may contain links to third-party websites or services.

Carol’s Affordable Curriculum is not responsible for the privacy, security, content, or practices of third-party websites.

Customers should review the privacy policies and terms of any third-party websites they visit.

31. Customer Choices

You may:

• Update account information by contacting us
• Unsubscribe from marketing emails
• Opt out of SMS or MMS messages by replying STOP
• Ask questions about information associated with your account
• Request correction of inaccurate contact information

We may retain information when required for legal, accounting, transaction, fraud-prevention, licensing, or compliance purposes.

32. Reviews, Comments, and Submitted Content

When you submit a review, photograph, testimonial, comment, suggestion, or other content, you represent that:

• You have the right to provide it
• It does not violate another person’s rights
• It is not unlawful, deceptive, defamatory, threatening, or obscene
• It does not contain malware or unauthorized advertising

Unless otherwise agreed in writing, you grant Carol’s Affordable Curriculum a nonexclusive, royalty-free right to use, reproduce, display, and share submitted content for operating, improving, and promoting our business and products.

We may remove submitted content at our discretion.

33. Third-Party Services

Our website and services may use third-party companies for:

• Payment processing
• Website hosting
• Email delivery
• SMS and MMS delivery
• Shipping
• Analytics
• Fraud prevention
• Cloud storage
• Other operational services

Third-party providers may have separate terms and privacy policies.

Carol’s Affordable Curriculum is not responsible for a third party’s independent systems, outages, policies, websites, or business practices.

34. Disclaimer of Warranties

To the fullest extent permitted by law, our website, products, content, communications, and services are provided on an “as is” and “as available” basis.

We do not guarantee that:

• The website will always be available
• The website will be error-free
• Every product will meet every customer’s individual needs
• Curriculum use will produce a particular outcome
• Files will be compatible with every device, printer, or software program
• Third-party delivery, payment, email, or messaging services will operate without interruption

Some jurisdictions do not permit certain warranty exclusions. In those locations, exclusions apply only to the extent permitted by law.

35. Limitation of Liability

To the fullest extent permitted by law, Carol’s Affordable Curriculum and its owners, employees, contractors, representatives, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from:

• Website use
• Products
• Services
• Communications
• Downloads
• Delivery delays
• These terms

This may include loss of data, profits, revenue, business opportunity, reputation, or use.

To the fullest extent permitted by law, our total liability for a claim will not exceed the amount paid to Carol’s Affordable Curriculum for the product or service directly giving rise to the claim.

Nothing in this policy excludes liability that cannot legally be limited or excluded.

36. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Carol’s Affordable Curriculum and its owners, employees, representatives, contractors, and service providers from claims, damages, losses, liabilities, and reasonable expenses arising from:

• Unlawful use of our website, products, or services
• Violation of these terms
• Unauthorized copying, resale, distribution, or sharing
• Violation of another person’s rights
• Activity conducted through your account

37. Events Outside Our Control

We are not responsible for delays or failures caused by circumstances outside our reasonable control, including:

• Natural disasters
• Severe weather
• Fire or flood
• Epidemics or pandemics
• War or civil unrest
• Labor disruption
• Carrier or postal failure
• Utility or internet outage
• Cyberattack
• Government action
• Supplier shortages
• Transportation interruption

38. Governing Law

These Terms, Conditions & Privacy Policy are governed by the laws of the State of Minnesota, without regard to conflict-of-law principles, except where applicable consumer law requires otherwise.

Any legal proceeding relating to these terms or our products or services will be brought in a court with proper jurisdiction in Minnesota unless applicable law provides another right.

39. Severability

If any portion of these terms is found invalid or unenforceable, the remaining provisions will continue in effect.

The invalid provision will be interpreted or modified to the minimum extent necessary to make it enforceable when permitted by law.

40. No Waiver

Our failure to enforce any provision does not waive our right to enforce it later.

41. Changes to This Policy

We may update these Terms, Conditions & Privacy Policy to reflect changes in:

• Products
• Services
• Technology
• Messaging programs
• Business operations
• Legal obligations

The updated version will be posted on this page with a revised effective date.

Your continued use of the website or services after an update constitutes acceptance of the revised terms to the extent permitted by law.

42. Contact Us

Questions about these Terms, Conditions & Privacy Policy may be directed to:

Carol’s Affordable Curriculum

Phone: 877-746-8128

Website: shop.carolscurriculum.com